Default modelInterquartile mean (Vetted List)

Temple Owls v Penn State Nittany Lions

Kickoff: 2026-09-12 16:00 UTC

Final: Temple Owls 9–27 Penn State Nittany Lions

Closing line — the calculated probabilities and expected value from the last prices recorded before kickoff, under your selected model. The game has started, so these are not live figures. Assess the reliability of each model's probability predictions against all settled-game outcomes →

Head to Head

43 sportsbooks (15 in analysis )

Estimated chance of each outcome, according to the model: Interquartile mean (Vetted List)

Temple Owls (Local)

Prediction 7.03%14.23fair odd
EV +12.46%
Edge +0.779%
Kelly +0.831%
Growth +0.104%

assuming max odds 16.00

Bookmakers’ predictions’ distribution
6.05%7.24%6.91%10.27%MIN.MEANMEDIANMAX.
Odds’ distribution
9.0013.3413.9616.0011.11%7.50%7.16%6.25%MIN.MEANMEDIANMAX.

Penn State Nittany Lions (Visit)

Prediction 92.97%1.08fair odd
EV -2.38%
Edge -2.27%
Kelly -47.61%
Growth +0.000%

assuming max odds 1.05

Bookmakers’ predictions’ distribution
89.73%92.76%93.09%93.95%MIN.MEANMEDIANMAX.
Odds’ distribution
1.011.031.031.0599.01%97.42%97.09%95.24%MIN.MEANMEDIANMAX.

At the last prices before kickoff, Interquartile mean (Vetted List) estimated these probabilities for Head to Head: Temple Owls (Local): 7.03%; Penn State Nittany Lions (Visit): 92.97%. For Temple Owls (Local), that estimate was equivalent to fair decimal odds of 14.23. 19 bookmakers offered closing odds above that level; the best were 16.00, corresponding to a positive expected value of +12.46%.

Sportsbook Odds (43 sportsbooks)

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BookmakerLocal ▼VisitMarginUpdated
BetMGM🎯16.00I 6.25%NM 6.05%EV +12.46%E +0.779%K +0.831%G +0.104%1.03I 97.09%NM 93.95%EV -4.24%E -4.12%K -141.33%G +0.000%3.3%2026-09-12 15:55
PointsBet (AU)🎯15.00I 6.67%NM 6.43%EV +5.43%E +0.362%K +0.388%G +0.021%1.03I 97.09%NM 93.57%EV -4.24%E -4.12%K -141.33%G +0.000%3.8%2026-09-12 15:45
DraftKings🎯15.00I 6.67%NM 6.43%EV +5.43%E +0.362%K +0.388%G +0.021%1.03I 97.09%NM 93.57%EV -4.24%E -4.12%K -141.33%G +0.000%3.8%2026-09-12 15:40
BetAnything🎯15.00I 6.67%NM 6.43%EV +5.43%E +0.362%K +0.388%G +0.021%1.03I 97.09%NM 93.57%EV -4.24%E -4.12%K -141.33%G +0.000%3.8%2026-09-12 14:40
FanDuel🎯15.00I 6.67%NM 6.37%EV +5.43%E +0.362%K +0.388%G +0.021%1.02I 98.04%NM 93.63%EV -5.17%E -5.07%K -258.47%G +0.000%4.7%2026-09-07 16:30
ATG (SE)🎯15.00I 6.67%NM 6.37%EV +5.43%E +0.362%K +0.388%G +0.021%1.02I 98.04%NM 93.63%EV -5.17%E -5.07%K -258.47%G +0.000%4.7%2026-09-12 14:20
betPARX🎯15.00I 6.67%NM 6.37%EV +5.43%E +0.362%K +0.388%G +0.021%1.02I 98.04%NM 93.63%EV -5.17%E -5.07%K -258.47%G +0.000%4.7%2026-09-12 14:20
Svenska Spel🎯15.00I 6.67%NM 6.37%EV +5.43%E +0.362%K +0.388%G +0.021%1.02I 98.04%NM 93.63%EV -5.17%E -5.07%K -258.47%G +0.000%4.7%2026-09-12 14:20
Bally Bet🎯15.00I 6.67%NM 6.37%EV +5.43%E +0.362%K +0.388%G +0.021%1.02I 98.04%NM 93.63%EV -5.17%E -5.07%K -258.47%G +0.000%4.7%2026-09-12 14:20
Ladbrokes (AU)🎯15.00I 6.67%NM 6.31%EV +5.43%E +0.362%K +0.388%G +0.021%1.01I 99.01%NM 93.69%EV -6.10%E -6.04%K -609.92%G +0.000%5.7%2026-09-12 15:20
Neds🎯15.00I 6.67%NM 6.31%EV +5.43%E +0.362%K +0.388%G +0.021%1.01I 99.01%NM 93.69%EV -6.10%E -6.04%K -609.92%G +0.000%5.7%2026-09-12 15:20
BetRivers🎯15.00I 6.67%NM 6.31%EV +5.43%E +0.362%K +0.388%G +0.021%1.01I 99.01%NM 93.69%EV -6.10%E -6.04%K -609.92%G +0.000%5.7%2026-09-12 14:19
Unibet (NL)🎯15.00I 6.67%NM 6.31%EV +5.43%E +0.362%K +0.388%G +0.021%1.01I 99.01%NM 93.69%EV -6.10%E -6.04%K -609.92%G +0.000%5.7%2026-09-12 14:20
Unibet (SE)🎯15.00I 6.67%NM 6.31%EV +5.43%E +0.362%K +0.388%G +0.021%1.01I 99.01%NM 93.69%EV -6.10%E -6.04%K -609.92%G +0.000%5.7%2026-09-12 14:20
Unibet🎯15.00I 6.67%NM 6.31%EV +5.43%E +0.362%K +0.388%G +0.021%1.01I 99.01%NM 93.69%EV -6.10%E -6.04%K -609.92%G +0.000%5.7%2026-09-06 20:29
LeoVegas (SE)🎯15.00I 6.67%NM 6.31%EV +5.43%E +0.362%K +0.388%G +0.021%1.01I 99.01%NM 93.69%EV -6.10%E -6.04%K -609.92%G +0.000%5.7%2026-09-06 20:30
BetUS🎯14.50I 6.90%NM 6.63%EV +1.92%E +0.132%K +0.142%G +0.003%1.03I 97.09%NM 93.37%EV -4.24%E -4.12%K -141.33%G +0.000%4.0%2026-09-12 14:40
GTbets🎯14.45I 6.92%NM 6.65%EV +1.57%E +0.108%K +0.117%G +0.002%1.03I 97.09%NM 93.35%EV -4.24%E -4.12%K -141.33%G +0.000%4.0%2026-09-12 15:45
Fliff🎯14.30I 6.99%NM 6.66%EV +0.513%E +0.036%K +0.039%G +0.000%1.02I 98.04%NM 93.34%EV -5.17%E -5.07%K -258.47%G +0.000%5.0%2026-09-12 15:55
Fanatics🎯14.00I 7.14%NM 6.91%EV -1.60%E -0.114%K -0.123%G +0.000%1.04I 96.15%NM 93.09%EV -3.31%E -3.18%K -82.75%G +0.000%3.3%2026-09-07 19:58
theScore Bet🎯14.00I 7.14%NM 6.79%EV -1.60%E -0.114%K -0.123%G +0.000%1.02I 98.04%NM 93.21%EV -5.17%E -5.07%K -258.47%G +0.000%5.2%2026-09-12 15:50
LowVig.ag🎯13.96I 7.16%NM 6.87%EV -1.88%E -0.134%K -0.145%G +0.000%1.03I 97.09%NM 93.13%EV -4.24%E -4.12%K -141.33%G +0.000%4.3%2026-09-12 14:40
BetOnline.ag🎯13.96I 7.16%NM 6.87%EV -1.88%E -0.134%K -0.145%G +0.000%1.03I 97.09%NM 93.13%EV -4.24%E -4.12%K -141.33%G +0.000%4.3%2026-09-12 14:40
Pinnacle🎯13.27I 7.54%NM 7.27%EV -6.73%E -0.507%K -0.548%G +0.000%1.04I 96.15%NM 92.73%EV -3.31%E -3.18%K -82.75%G +0.000%3.7%2026-09-12 15:45
Caesars🎯13.00I 7.69%NM 7.41%EV -8.62%E -0.663%K -0.719%G +0.000%1.04I 96.15%NM 92.59%EV -3.31%E -3.18%K -82.75%G +0.000%3.8%2026-09-12 14:19
Bet Right🎯13.00I 7.69%NM 7.34%EV -8.62%E -0.663%K -0.719%G +0.000%1.03I 97.09%NM 92.66%EV -4.24%E -4.12%K -141.33%G +0.000%4.8%2026-09-07 16:30
Dabble (AU)🎯13.00I 7.69%NM 7.28%EV -8.62%E -0.663%K -0.719%G +0.000%1.02I 98.04%NM 92.72%EV -5.17%E -5.07%K -258.47%G +0.000%5.7%2026-09-12 15:50
Coolbet🎯12.50I 8.00%NM 7.61%EV -12.14%E -0.971%K -1.06%G +0.000%1.03I 97.09%NM 92.39%EV -4.24%E -4.12%K -141.33%G +0.000%5.1%2026-09-07 16:27
Betr (AU)🎯12.50I 8.00%NM 7.54%EV -12.14%E -0.971%K -1.06%G +0.000%1.02I 98.04%NM 92.46%EV -5.17%E -5.07%K -258.47%G +0.000%6.0%2026-09-12 15:55
Betsson🎯12.50I 8.00%NM 7.54%EV -12.14%E -0.971%K -1.06%G +0.000%1.02I 98.04%NM 92.46%EV -5.17%E -5.07%K -258.47%G +0.000%6.0%2026-09-12 15:55
NordicBet🎯12.50I 8.00%NM 7.54%EV -12.14%E -0.971%K -1.06%G +0.000%1.02I 98.04%NM 92.46%EV -5.17%E -5.07%K -258.47%G +0.000%6.0%2026-09-12 15:55
MyBookie.ag🎯12.30I 8.13%NM 7.73%EV -13.54%E -1.10%K -1.20%G +0.000%1.03I 97.09%NM 92.27%EV -4.24%E -4.12%K -141.33%G +0.000%5.2%2026-09-09 16:04
Everygame🎯12.00I 8.33%NM 7.90%EV -15.65%E -1.30%K -1.42%G +0.000%1.03I 97.09%NM 92.10%EV -4.24%E -4.12%K -141.33%G +0.000%5.4%2026-09-12 14:18
SportsBet🎯12.00I 8.33%NM 7.83%EV -15.65%E -1.30%K -1.42%G +0.000%1.02I 98.04%NM 92.17%EV -5.17%E -5.07%K -258.47%G +0.000%6.4%2026-09-08 14:20
ReBet🎯11.75I 8.51%NM 8.13%EV -17.41%E -1.48%K -1.62%G +0.000%1.04I 96.15%NM 91.87%EV -3.31%E -3.18%K -82.75%G +0.000%4.7%2026-09-12 15:40
Hard Rock Bet🎯11.00I 9.09%NM 8.71%EV -22.68%E -2.06%K -2.27%G +0.000%1.05I 95.24%NM 91.29%EV -2.38%E -2.27%K -47.61%G +0.000%4.3%2026-09-06 08:10
Unibet (UK)🎯11.00I 9.09%NM 8.64%EV -22.68%E -2.06%K -2.27%G +0.000%1.04I 96.15%NM 91.36%EV -3.31%E -3.18%K -82.75%G +0.000%5.2%2026-09-12 14:20
Bovada🎯11.00I 9.09%NM 8.64%EV -22.68%E -2.06%K -2.27%G +0.000%1.04I 96.15%NM 91.36%EV -3.31%E -3.18%K -82.75%G +0.000%5.2%2026-09-08 10:40
Bet Victor🎯11.00I 9.09%NM 8.49%EV -22.68%E -2.06%K -2.27%G +0.000%1.02I 98.04%NM 91.51%EV -5.17%E -5.07%K -258.47%G +0.000%7.1%2026-09-12 15:51
Betway🎯10.00I 10.00%NM 9.50%EV -29.71%E -2.97%K -3.30%G +0.000%1.05I 95.24%NM 90.50%EV -2.38%E -2.27%K -47.61%G +0.000%5.2%2026-09-07 04:05
LeoVegas🎯10.00I 10.00%NM 9.42%EV -29.71%E -2.97%K -3.30%G +0.000%1.04I 96.15%NM 90.58%EV -3.31%E -3.18%K -82.75%G +0.000%6.2%2026-09-12 14:20
William Hill🎯10.00I 10.00%NM 9.42%EV -29.71%E -2.97%K -3.30%G +0.000%1.04I 96.15%NM 90.58%EV -3.31%E -3.18%K -82.75%G +0.000%6.2%2026-09-09 14:15
betano_uk🎯9.00I 11.11%NM 10.27%EV -36.74%E -4.08%K -4.59%G +0.000%1.03I 97.09%NM 89.73%EV -4.24%E -4.12%K -141.33%G +0.000%8.2%2026-09-09 14:15
Margin = Margin (Overround) · I = Implied Probability · NM = No-Margin Probability · EV = Expected Value · E = Edge · K = Kelly Criterion · G = Bankroll Growth

Updated is when each book last changed its price, so an older time means the odds simply haven't moved, not that the price is stale. Books not seen in the last ~15 minutes are normally dropped; only if a whole market's feed goes quiet are the latest recorded prices shown instead.

Exchanges (5)

BookmakerLocalVisitMargin ▲Updated
ProphetX19.50I 5.13%NM 5.11%1.05I 95.24%NM 94.89%0.4%2026-09-12 15:41
Betfair Exchange (UK)18.50I 5.41%NM 5.37%1.05I 95.24%NM 94.63%0.6%2026-09-12 15:45
Betfair Exchange (EU)18.50I 5.41%NM 5.37%1.05I 95.24%NM 94.63%0.6%2026-09-12 15:45
Betfair Exchange (AU)18.50I 5.41%NM 5.37%1.05I 95.24%NM 94.63%0.6%2026-09-12 15:45
Matchbook18.50I 5.41%NM 5.37%1.05I 95.24%NM 94.63%0.6%2026-09-12 15:45