The School of Odds
Default modelInterquartile mean (Vetted List)
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TSV Havelse v FC Ingolstadt 04

2026-10-31 13:00 UTC — 3. Liga - Germany

Head to Head

1 sportsbook (1 in analysis )

Estimated chance of each outcome, according to the model: Interquartile mean (Vetted List)

TSV Havelse (Local)

Prediction 20.56%4.86fair odd
EV -7.47%
Edge -1.66%
Kelly -2.13%
Growth +0.000%

assuming max odds 4.50

Bookmakers’ predictions’ distribution
20.56%20.56%20.56%20.56%MIN.MEANMEDIANMAX.
Odds’ distribution
4.504.504.504.5022.22%22.22%22.22%22.22%MIN.MEANMEDIANMAX.

FC Ingolstadt 04 (Visit)

Prediction 54.43%1.84fair odd
EV -7.47%
Edge -4.39%
Kelly -10.67%
Growth +0.000%

assuming max odds 1.70

Bookmakers’ predictions’ distribution
54.43%54.43%54.43%54.43%MIN.MEANMEDIANMAX.
Odds’ distribution
1.701.701.701.7058.82%58.82%58.82%58.82%MIN.MEANMEDIANMAX.

Draw

Prediction 25.01%4.00fair odd
EV -7.47%
Edge -2.02%
Kelly -2.77%
Growth +0.000%

assuming max odds 3.70

Bookmakers’ predictions’ distribution
25.01%25.01%25.01%25.01%MIN.MEANMEDIANMAX.
Odds’ distribution
3.703.703.703.7027.03%27.03%27.03%27.03%MIN.MEANMEDIANMAX.

For Head to Head, Interquartile mean (Vetted List) estimates these probabilities: TSV Havelse (Local): 20.56%; FC Ingolstadt 04 (Visit): 54.43%; Draw: 25.01%. For Draw, that estimate is equivalent to fair decimal odds of 4.00. No eligible bookmaker offers odds above that level: the best available odds are 3.70, with an expected value of -7.47%; they do not produce positive expected value.

Sportsbook Odds (1 sportsbook)

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BookmakerLocal ▼VisitDrawMarginUpdated
Tipico (DE)🎯4.50I 22.22%NM 20.56%EV -7.47%E -1.66%K -2.13%G +0.000%1.70I 58.82%NM 54.43%EV -7.47%E -4.39%K -10.67%G +0.000%3.70I 27.03%NM 25.01%EV -7.47%E -2.02%K -2.77%G +0.000%8.1%2026-10-18 21:25
Margin = Margin (Overround) · I = Implied Probability · NM = No-Margin Probability · EV = Expected Value · E = Edge · K = Kelly Criterion · G = Bankroll Growth

Updated is when each book last changed its price, so an older time means the odds simply haven't moved, not that the price is stale. Books not seen in the last ~15 minutes are normally dropped; only if a whole market's feed goes quiet are the latest recorded prices shown instead.