Default modelInterquartile mean (Vetted List)

Memphis Tigers v Charlotte 49ers

Kickoff: 2026-05-20 21:00 UTC

Closing line — the calculated probabilities and expected value from the last prices recorded before kickoff, under your selected model. The game has started, so these are not live figures. Assess the reliability of each model's probability predictions against all settled-game outcomes →

Head to Head

9 sportsbooks (5 in analysis )

35%

65%

Estimated chance of each outcome, according to the model: Interquartile mean (Vetted List)

Memphis Tigers (Local)

Prediction 35.44%2.82fair odd

EV -3.61%

Edge -1.33%

Kelly -2.10%

Growth +0.000%

assuming max odds 2.72

Bookmakers’ predictions’ distribution

34.62%35.63%34.94%37.50%MIN.MEANMEDIANMAX.

Odds’ distribution

2.502.612.602.7240.00%38.27%38.46%36.76%MIN.MEANMEDIANMAX.

Charlotte 49ers (Visit)

Prediction 64.56%1.55fair odd

EV -3.15%

Edge -2.10%

Kelly -6.31%

Growth +0.000%

assuming max odds 1.50

Bookmakers’ predictions’ distribution

62.50%64.37%65.06%65.38%MIN.MEANMEDIANMAX.

Odds’ distribution

1.441.471.451.5069.44%68.08%68.97%66.67%MIN.MEANMEDIANMAX.

At the last prices before kickoff, Interquartile mean (Vetted List) estimated these probabilities for Head to Head: Memphis Tigers (Local): 35.44%; Charlotte 49ers (Visit): 64.56%. For Charlotte 49ers (Visit), that estimate was equivalent to fair decimal odds of 1.55. No eligible bookmaker offered closing odds above that level: the best were 1.50, with an expected value of -3.15%; they did not produce positive expected value.

Sportsbook Odds (9 sportsbooks)

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Bookmaker	Local ▼	Visit	Margin	Updated
FanDuel🎯	2.72I 36.76%NM 34.62%EV -3.61%E -1.33%K -2.10%G +0.000%	1.44I 69.44%NM 65.38%EV -7.03%E -4.88%K -15.97%G +0.000%	6.2%	2026-05-20 20:50
DraftKings🎯	2.70I 37.04%NM 34.94%EV -4.32%E -1.60%K -2.54%G +0.000%	1.45I 68.97%NM 65.06%EV -6.38%E -4.40%K -14.18%G +0.000%	6.0%	2026-05-20 00:40
BetMGM🎯	2.70I 37.04%NM 34.78%EV -4.32%E -1.60%K -2.54%G +0.000%	1.44I 69.44%NM 65.22%EV -7.03%E -4.88%K -15.97%G +0.000%	6.5%	2026-05-20 13:19
Hard Rock Bet🎯	2.65I 37.74%NM 35.37%EV -6.09%E -2.30%K -3.69%G +0.000%	1.45I 68.97%NM 64.63%EV -6.38%E -4.40%K -14.18%G +0.000%	6.7%	2026-05-20 20:49
theScore Bet🎯	2.60I 38.46%NM 36.59%EV -7.87%E -3.03%K -4.92%G +0.000%	1.50I 66.67%NM 63.41%EV -3.15%E -2.10%K -6.31%G +0.000%	5.1%	2026-05-20 19:40
MyBookie.ag🎯	2.59I 38.61%NM 35.73%EV -8.22%E -3.17%K -5.17%G +0.000%	1.44I 69.44%NM 64.27%EV -7.03%E -4.88%K -15.97%G +0.000%	8.1%	2026-05-20 20:49
LowVig.ag🎯	2.53I 39.53%NM 37.22%EV -10.35%E -4.09%K -6.76%G +0.000%	1.50I 66.67%NM 62.78%EV -3.15%E -2.10%K -6.31%G +0.000%	6.2%	2026-05-20 20:45
BetOnline.ag🎯	2.53I 39.53%NM 37.22%EV -10.35%E -4.09%K -6.76%G +0.000%	1.50I 66.67%NM 62.78%EV -3.15%E -2.10%K -6.31%G +0.000%	6.2%	2026-05-20 20:45
BetUS🎯	2.50I 40.00%NM 37.50%EV -11.41%E -4.56%K -7.61%G +0.000%	1.50I 66.67%NM 62.50%EV -3.15%E -2.10%K -6.31%G +0.000%	6.7%	2026-05-20 20:40

Margin = Margin (Overround) · I = Implied Probability · NM = No-Margin Probability · EV = Expected Value · E = Edge · K = Kelly Criterion · G = Bankroll Growth

Updated is when each book last changed its price, so an older time means the odds simply haven't moved, not that the price is stale. Books not seen in the last ~15 minutes are normally dropped; only if a whole market's feed goes quiet are the latest recorded prices shown instead.