Default modelInterquartile mean (Vetted List)

Montana State Bobcats v Northern Arizona Lumberjacks

2026-09-27 02:31 UTC — NCAAF FCS

Head to Head

1 sportsbook (1 in analysis )

90%

10%

Estimated chance of each outcome, according to the model: Interquartile mean (Vetted List)

Montana State Bobcats (Local)

Prediction 90.23%1.11fair odd

EV -5.26%

Edge -5.01%

Kelly -105.12%

Growth +0.000%

assuming max odds 1.05

Bookmakers’ predictions’ distribution

90.23%90.23%90.23%90.23%MIN.MEANMEDIANMAX.

Odds’ distribution

1.051.051.051.0595.24%95.24%95.24%95.24%MIN.MEANMEDIANMAX.

Northern Arizona Lumberjacks (Visit)

Prediction 9.77%10.24fair odd

EV -5.26%

Edge -0.542%

Kelly -0.604%

Growth +0.000%

assuming max odds 9.70

Bookmakers’ predictions’ distribution

9.77%9.77%9.77%9.77%MIN.MEANMEDIANMAX.

Odds’ distribution

9.709.709.709.7010.31%10.31%10.31%10.31%MIN.MEANMEDIANMAX.

For Head to Head, Interquartile mean (Vetted List) estimates these probabilities: Montana State Bobcats (Local): 90.23%; Northern Arizona Lumberjacks (Visit): 9.77%. For Northern Arizona Lumberjacks (Visit), that estimate is equivalent to fair decimal odds of 10.24. No eligible bookmaker offers odds above that level: the best available odds are 9.70, with an expected value of -5.26%; they do not produce positive expected value.

Sportsbook Odds (1 sportsbook)

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Bookmaker	Local ▼	Visit	Margin	Updated
FanDuel🎯	1.05I 95.24%NM 90.23%EV -5.26%E -5.01%K -105.12%G +0.000%	9.70I 10.31%NM 9.77%EV -5.26%E -0.542%K -0.604%G +0.000%	5.5%	2026-09-23 06:45

Margin = Margin (Overround) · I = Implied Probability · NM = No-Margin Probability · EV = Expected Value · E = Edge · K = Kelly Criterion · G = Bankroll Growth

Updated is when each book last changed its price, so an older time means the odds simply haven't moved, not that the price is stale. Books not seen in the last ~15 minutes are normally dropped; only if a whole market's feed goes quiet are the latest recorded prices shown instead.