Default modelInterquartile mean (Vetted List)

Incarnate Word Cardinals v Houston Baptist Huskies

2026-09-19 23:01 UTC — NCAAF FCS

Head to Head

2 sportsbooks (1 in analysis )

85%

15%

Estimated chance of each outcome, according to the model: Interquartile mean (Vetted List)

Incarnate Word Cardinals (Local)

Prediction 84.82%1.18fair odd

EV -4.16%

Edge -3.68%

Kelly -31.99%

Growth +0.000%

assuming max odds 1.13

Bookmakers’ predictions’ distribution

83.21%84.82%84.82%84.82%MIN.MEANMEDIANMAX.

Odds’ distribution

1.111.121.121.1390.09%89.29%89.29%88.50%MIN.MEANMEDIANMAX.

Houston Baptist Huskies (Visit)

Prediction 15.18%6.59fair odd

EV -5.85%

Edge -0.944%

Kelly -1.13%

Growth +0.000%

assuming max odds 6.20

Bookmakers’ predictions’ distribution

15.18%15.18%15.18%16.79%MIN.MEANMEDIANMAX.

Odds’ distribution

5.605.905.906.2017.86%16.95%16.95%16.13%MIN.MEANMEDIANMAX.

For Head to Head, Interquartile mean (Vetted List) estimates these probabilities: Incarnate Word Cardinals (Local): 84.82%; Houston Baptist Huskies (Visit): 15.18%. For Incarnate Word Cardinals (Local), that estimate is equivalent to fair decimal odds of 1.18. No eligible bookmaker offers odds above that level: the best available odds are 1.13, with an expected value of -4.16%; they do not produce positive expected value.

Sportsbook Odds (2 sportsbooks)

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Bookmaker	Local ▼	Visit	Margin	Updated
ReBet🎯	1.13I 88.50%NM 83.21%EV -4.16%E -3.68%K -31.99%G +0.000%	5.60I 17.86%NM 16.79%EV -14.97%E -2.67%K -3.25%G +0.000%	6.4%	2026-09-16 03:10
FanDuel🎯	1.11I 90.09%NM 84.82%EV -5.85%E -5.27%K -53.23%G +0.000%	6.20I 16.13%NM 15.18%EV -5.85%E -0.944%K -1.13%G +0.000%	6.2%	2026-09-16 03:05

Margin = Margin (Overround) · I = Implied Probability · NM = No-Margin Probability · EV = Expected Value · E = Edge · K = Kelly Criterion · G = Bankroll Growth

Updated is when each book last changed its price, so an older time means the odds simply haven't moved, not that the price is stale. Books not seen in the last ~15 minutes are normally dropped; only if a whole market's feed goes quiet are the latest recorded prices shown instead.