Default modelInterquartile mean (Vetted List)

Florida Atlantic Owls v Navy Midshipmen

2026-09-12 23:30 UTC — NCAAF

Head to Head

9 sportsbooks (4 in analysis )

32%

68%

Estimated chance of each outcome, according to the model: Interquartile mean (Vetted List)

Florida Atlantic Owls (Local)

Prediction 31.87%3.14fair odd

EV -1.20%

Edge -0.388%

Kelly -0.572%

Growth +0.000%

assuming max odds 3.10

Bookmakers’ predictions’ distribution

31.11%31.95%31.87%33.33%MIN.MEANMEDIANMAX.

Odds’ distribution

2.802.932.903.1035.71%34.08%34.48%32.26%MIN.MEANMEDIANMAX.

Navy Midshipmen (Visit)

Prediction 68.13%1.47fair odd

EV -2.57%

Edge -1.80%

Kelly -5.99%

Growth +0.000%

assuming max odds 1.43

Bookmakers’ predictions’ distribution

66.67%68.05%68.13%68.89%MIN.MEANMEDIANMAX.

Odds’ distribution

1.391.411.401.4371.94%71.09%71.43%69.93%MIN.MEANMEDIANMAX.

For Head to Head, Interquartile mean (Vetted List) estimates these probabilities: Florida Atlantic Owls (Local): 31.87%; Navy Midshipmen (Visit): 68.13%. For Florida Atlantic Owls (Local), that estimate is equivalent to fair decimal odds of 3.14. No eligible bookmaker offers odds above that level: the best available odds are 3.10, with an expected value of -1.20%; they do not produce positive expected value.

Sportsbook Odds (9 sportsbooks)

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Bookmaker	Local ▼	Visit	Margin	Updated
theScore Bet🎯	3.10I 32.26%NM 31.11%EV -1.20%E -0.388%K -0.572%G +0.000%	1.40I 71.43%NM 68.89%EV -4.62%E -3.30%K -11.55%G +0.000%	3.7%	2026-09-06 18:50
DraftKings🎯	3.05I 32.79%NM 31.46%EV -2.80%E -0.917%K -1.36%G +0.000%	1.40I 71.43%NM 68.54%EV -4.62%E -3.30%K -11.55%G +0.000%	4.2%	2026-09-06 17:00
BetMGM🎯	3.00I 33.33%NM 32.28%EV -4.39%E -1.46%K -2.19%G +0.000%	1.43I 69.93%NM 67.72%EV -2.57%E -1.80%K -5.99%G +0.000%	3.3%	2026-09-06 19:10
Fliff🎯	3.00I 33.33%NM 31.66%EV -4.39%E -1.46%K -2.19%G +0.000%	1.39I 71.94%NM 68.34%EV -5.30%E -3.81%K -13.59%G +0.000%	5.3%	2026-09-06 18:05
Neds🎯	2.90I 34.48%NM 32.87%EV -7.58%E -2.61%K -3.99%G +0.000%	1.42I 70.42%NM 67.13%EV -3.26%E -2.29%K -7.75%G +0.000%	4.9%	2026-09-06 19:05
Ladbrokes (AU)🎯	2.90I 34.48%NM 32.87%EV -7.58%E -2.61%K -3.99%G +0.000%	1.42I 70.42%NM 67.13%EV -3.26%E -2.29%K -7.75%G +0.000%	4.9%	2026-09-06 19:05
Unibet (UK)🎯	2.85I 35.09%NM 32.94%EV -9.17%E -3.22%K -4.96%G +0.000%	1.40I 71.43%NM 67.06%EV -4.62%E -3.30%K -11.55%G +0.000%	6.5%	2026-09-06 19:05
ReBet🎯	2.81I 35.59%NM 33.25%EV -10.44%E -3.72%K -5.77%G +0.000%	1.40I 71.43%NM 66.75%EV -4.62%E -3.30%K -11.55%G +0.000%	7.0%	2026-09-06 19:05
LeoVegas🎯	2.80I 35.71%NM 33.33%EV -10.76%E -3.84%K -5.98%G +0.000%	1.40I 71.43%NM 66.67%EV -4.62%E -3.30%K -11.55%G +0.000%	7.1%	2026-09-06 19:05

Margin = Margin (Overround) · I = Implied Probability · NM = No-Margin Probability · EV = Expected Value · E = Edge · K = Kelly Criterion · G = Bankroll Growth

Updated is when each book last changed its price, so an older time means the odds simply haven't moved, not that the price is stale. Books not seen in the last ~15 minutes are normally dropped; only if a whole market's feed goes quiet are the latest recorded prices shown instead.

Exchanges (2)

Bookmaker	Local	Visit	Margin ▲	Updated
Novig◎	3.13I 31.95%NM 31.36%	1.43I 69.93%NM 68.64%	1.9%	2026-09-06 19:30
Kalshi◎	3.12I 32.05%NM 31.13%	1.41I 70.92%NM 68.87%	3.0%	2026-09-06 19:05